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Want to manage your p-Card accounts 24/7 online? It is easy with BMO/Harris's NEW powerful tool � Spend Dynamics. Below are tutorials for some of the reports. BMO Spend Dynamics� is a user-centric, online card program management and reporting tool that provides intuitive navigation, increased flexibility, as well as. BMO Spend Dynamics� - an online card program management and reporting tool. This user-centric and easy-to-use tool provides: intuitive navigation; increased.