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BMO Bank - How to Lock/Unlock Your Credit Card - Bank of MontrealYou don't make a payment like a traditional online portal but you have to schedule recurring �transfers� from an outside bank into BMO. And the. Online Payments. Billing / Equipment Inquiries. Paperless Invoicing. View Invoices. Payment Inquiry / Payoff Request. Property and Sales Tax Inquiries. View. Because your Express Loan Pay session has been idle for an extended period of time, your payment information has been cleared. This is done for security reasons.