Benefits of having a checking account

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Accessibility. With a checking account, you have access to your funds through a variety of ways. � Peace of mind. � FDIC Insurance. � Convenience of direct deposit. You can use your monthly statements to track your spending, create a budget, compare your budget to your spending, and keep an eye on your payments and balances. Checking accounts are a fundamental component of personal finance, offering a convenient way to manage daily transactions, pay bills, and access funds.