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Diners Club TV Commerial (1982)Diners Club International (DCI), founded as Diners Club, is a charge card company owned by Discover Financial Services. Formed in by Frank X. McNamara. The Diners Club Card was the world's first multipurpose charge card to be used for dining and travel expenses. Black Card: HDFC Bank Diners Club Black Credit Card is an international card that offers elite lifestyle privileges like unlimited golf lessons & Airport.