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Benefits of Direct Debit Authorisation (DDA)
A Demand Deposit Account (DDA) is a type of bank account that allows funds to be withdrawn at any time without prior notice. DDA meaning Demand Deposit Account, and the "D" is in reference to Regulation D, which (among other things) regulates the number and type of transactions that. A demand deposit account (DDA) is a type of financial account that allows account holders to access their funds when they need them.

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Demand deposit accounts, which typically are offered by banks and credit unions , are in contrast to investment accounts offered by brokerages and financial services firms. DDA on a bank statement typically refers to a direct debit authorization that has been charged to your account. That said, most major banks do have minimum balance requirements if the account holder wants to avoid monthly maintenance fees.