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How Much House Can You Actually Afford (By Salary)At % for a $k mortgage is $39k mortgage interest. You need an income of $k per year at least. To qualify for this payment, you would need a minimum monthly income of $13, � around $, per year. How Other Debts Affect the Income. To buy a $, house, you'll ideally want a combined income of between $, and $, But that's about the only factor that remains.
